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Can You Sue for Emotional Distress After a Car Accident?

Gutin & Wolverton Feb. 2, 2026

A car accident can change your life in ways that aren’t visible on an X-ray. Long after the bruises fade and the car is repaired, fear, anxiety, and sleepless nights can linger. Many people feel shaken every time they hear screeching tires or approach a busy intersection. 

If that sounds familiar, you’re not overreacting. Emotional harm after a crash is real, and it can affect your relationships, your job, and your sense of safety.

At Gutin & Wolverton, we see this every day as we help clients throughout Cocoa, Florida, as well as Brevard County, Titusville, Melbourne, and Palm Bay. We work with people who want answers and accountability after a serious collision, not just for physical injuries but for the emotional toll as well. 

If you’re wondering whether the law recognizes what you’re going through, we’re here to talk. Reach out to us to discuss your situation and learn about the available options.

Can Emotional Distress Be Part of a Car Accident Claim?

Yes, emotional distress can be part of a car accident claim in Florida, but it’s handled differently from physical injuries. Emotional distress refers to psychological harm caused by the accident, such as anxiety, depression, panic attacks, or post-traumatic stress. These effects may appear immediately or develop weeks later.

Courts don’t treat emotional harm as an automatic add-on to every crash. Instead, it must be tied to the accident and supported by evidence. That’s where a personal injury lawyer can be helpful. We help clients connect the emotional impact of a crash to the events that caused it, using facts, records, and testimony that show how daily life has changed.

It’s also important to know that emotional distress often accompanies physical injuries. For example, chronic pain can lead to depression, or a traumatic crash can cause a lasting fear of driving. In certain situations, emotional distress may also be claimed without a serious physical injury, but those cases face higher hurdles under Florida law.

What You Must Show to Recover Emotional Distress Damages

To pursue compensation for emotional distress, you generally need to show more than temporary stress or frustration. The law looks for proof that the emotional harm is significant and connected to the accident.

A personal injury lawyer can help gather and present this information in a way that reflects your lived experience. Common factors that may support an emotional distress claim include:

  • A clear link between the accident and your emotional symptoms

  • Medical or mental health records showing diagnosis or treatment

  • Testimony from you or people close to you about changes in behavior or mood

  • Evidence that the distress affects your work, relationships, or daily routine

Florida courts often expect objective support for emotional claims. That doesn’t mean your feelings aren’t valid without paperwork, but documentation strengthens your case. We help clients organize this information so it tells a complete and honest story.

If you’re unsure whether what you’re experiencing “counts,” that’s a normal concern. Speaking with a personal injury lawyer can clarify where your situation fits and what steps make sense next.

Types of Emotional Distress Damages After a Car Accident

Emotional distress isn’t one-size-fits-all. People react differently to trauma, and the law recognizes several forms of emotional harm that may be compensable.

Before listing them, it helps to remember that these damages focus on how the accident changed your mental and emotional well-being, not just how you felt on the day of the crash.

Common forms of emotional distress damage include:

  • Anxiety and panic: Ongoing nervousness, panic attacks, or fear related to driving or being in traffic

  • Depression: Persistent sadness, loss of interest, or withdrawal from activities you once enjoyed

  • Post-traumatic stress symptoms: Flashbacks, nightmares, or heightened alertness following a violent or frightening collision

  • Loss of enjoyment of life: Difficulty finding pleasure in hobbies, relationships, or routines because of emotional pain

  • Sleep disturbances: Insomnia or recurring nightmares tied to the accident

Each of these can interfere with daily life in meaningful ways. A personal injury lawyer can help show how these experiences are connected to the crash and why they require consideration as part of your claim.

After reviewing these categories, many people recognize pieces of their own experience. That recognition is often the first step toward taking action and seeking support.

How Florida Law Affects Emotional Distress Claims

Florida law places certain limits on emotional distress claims, especially when there’s little or no physical injury. In many cases, emotional damages are pursued alongside bodily injury claims, which can make recovery more straightforward.

Florida’s “impact rule” has historically required some physical impact before emotional distress damages are allowed. There are exceptions, and the law has evolved over time, but this rule still influences how claims are evaluated. Because of that, having guidance from a personal injury lawyer can make a real difference in how your claim is presented.

We help clients understand how these rules apply to their specific situation, whether the emotional harm stems from severe physical injuries or from the traumatic nature of the crash itself. The goal isn’t to fit your experience into legal labels, but to present it clearly and honestly within the boundaries of Florida law.

If insurance companies push back or downplay emotional harm, a personal injury lawyer can respond with facts and documentation that support your claim. You don’t have to accept a quick answer that ignores what you’re truly dealing with.

Move Forward With a Personal Injury Lawyer Who Listens

Healing after a car accident isn’t only about medical appointments and repair estimates. It’s about feeling heard and supported while you work through the emotional aftermath. When emotional distress affects your daily life, it requires attention and respect.

At Gutin & Wolverton, we help clients in Cocoa, Florida, and throughout Brevard County, including Titusville, Melbourne, and Palm Bay, pursue compensation that reflects the full impact of a crash. 

We don’t treat emotional harm as an afterthought. We listen, we ask questions, and we help present your story in a way that reflects what you’re going through. Working with an experienced personal injury lawyer can give you clarity and confidence during a stressful time.

You don’t have to decide everything at once. A conversation can help you understand whether pursuing emotional distress damages makes sense for you and what steps come next. If you’re ready to talk about your options with Gutin & Wolverton, reach out to us today, and let’s take the next step together.